How it works?

Using DRODE Isnt About Paying Bills. Its About Managing Your Healthcare Wallet.

Three steps. For self-pay visits, no insurance paperwork and no waiting.

Three steps. For self-pay visits, no insurance paperwork and no waiting.

Step 1

Set Up Your DRODE Wallet.

The setup: Download the wallet app, create your account, and add funds in USDC. Your $100 annual account fee activates immediately, enabling payments to providers who accept DRODE physicians, dentists, optometrists, orthodontists, veterinarians, chiropractors, and psychologists.

  • Takes about five minutes

  • Add funds in USDC via crypto, debit card, credit card, or bank transfer

  • Your USDC balance appears in your digital wallet - it belongs to you

  • No minimum balance required to start

The gain: Your USDC balance is in your wallet, ready to use when you need care.

Important: Your wallet must contain enough USDC to cover a service before payment is approved. If a provider recommends additional services during your visit, the final amount may differ from any amount shown earlier; you review and approve the final charge before any funds move. If a charge is more than your wallet balance, you can top up your DRODE wallet or pay the difference by cash, credit card, debit card, or bank transfer (ACH).

Step 2

Choose Your Care.

The discovery: Open the directory to find providers who accept DRODE. Filter by type, location, or specialty.

  • If a provider is listed in the DRODE directory, they accept DRODE

  • Participating physicians accept pre-established self-pay rates through DRODE; other participating providers may choose to publish their own prices in the directory

  • Where a provider has chosen to publish pricing in DRODE, you can see it before you book

  • Book appointments directly through the app

The gain: You can find providers who accept DRODE, and see pricing in advance wherever a provider has chosen to publish it.

Find providers who accept DRODE.

Dr. Elena Vance

Primary Care

★ 4.9

$125

Published price

Metro Labs

Blood Work

★ 4.7

$65

Published price

City Urgent Care

Immediate Care

★ 4.8

$95

Published price

Payment Settled

$125.00

Status

CONFIRMED

Settlement

< 30 seconds

Follow-up bills

None

Step 3

One-Tap Settlement.

The execution: After your visit, the provider submits the charge. You receive a charge summary on your phone showing the amount due. Review it and tap Approve.

For self-pay visits, no insurance claim is filed and no “explanation of benefits” letter is generated by your insurer for that payment.

The gain: You have a record of your payment, and the participating provider is paid promptly.

Important: Approving a payment in DRODE settles that charge between you and that provider. It does not resolve every possible bill related to your care. Depending on the service and setting, you may receive separate bills from other providers (for example, a lab, an anesthesiologist, or a facility), some of whom may not accept DRODE. Your rights under applicable law, including the federal No Surprises Act and any good-faith-estimate protections, are not affected by paying through DRODE.

Key Benefits of

How

Using DRODE

Less waiting. Less stress. More control.

Less waiting. Less stress. More control.

One-tap payment

One-tap payment

Hold funds in one wallet and pay for exams, glasses, contacts, and specialty lenses

Hold funds in one wallet and pay for exams, glasses, contacts, and specialty lenses

One wallet

One wallet

Track healthcare spending across participating provider categories in one place.

Track healthcare spending across participating provider categories in one place.

Privacy

Privacy

For self-pay transactions, no insurance claim is filed and no EOB is generated for that payment.

For self-pay transactions, no insurance claim is filed and no EOB is generated for that payment.

Withdraw anytime

Withdraw anytime

Move unused USDC back to your bank whenever you choose.

Move unused USDC back to your bank whenever you choose.

Providers are paid promptly

Providers are paid promptly

For self-pay visits, no 30–90 day wait and no claim submission.

For self-pay visits, no 30–90 day wait and no claim submission.

One-tap payment

One-tap payment

Hold funds in one wallet and pay for exams, glasses, contacts, and specialty lenses

Hold funds in one wallet and pay for exams, glasses, contacts, and specialty lenses

Settlement Time Comparison (Days)

Settlement Time Comparison (Days)

Insurance

Cash/Bill

Drode

0 Days

0

15

30

45

60

Price Visibility :

Price Visibility :

Displayed and approved before service

Provider Types Covered :

Provider Types Covered :

Physicians, Dentists, Optometrists, Orthodontists, Veterinarians, Psychologists, Chiropractors, Physical Therapists, and more.

FAQs

FAQs

Address most common questions asked to boost clarity and confidence.

Address most common questions asked to boost clarity and confidence.

What is DRODE?

Is DRODE health insurance?

No. DRODE is a payment tool, not insurance. You put your own money into your own wallet and use it when you need healthcare. DRODE does not pool risk, pay claims, or provide coverage, and it does not replace insurance.

Does DRODE replace my insurance?

What is the money in my wallet?

Is DRODE a cryptocurrency?

Can I take my money out?

How much does DRODE cost?

Does DRODE set prices for my dentist or vet?

What if a charge is more than my wallet balance?

Can I use DRODE for my pet and my dentist?

Can I use DRODE for my family?

What about privacy?

Why is the transaction fee only 1%?

Do I need to change my pricing?

How do I get paid?

Ready to own your
healthcare payments?

Join DRODE for $100/year. No hidden fees. Cancel anytime.
Unused funds stay in your wallet in USDC - withdraw to cash anytime.

DRODE is a healthcare payment platform built on blockchain technology. One wallet to pay participating physicians, dentists, eye doctors, orthodontists, vets, and therapists. Your balance is held in USDC a U.S. dollar stablecoin in a wallet you control. Funds you use are deducted when you approve a payment; funds you don’t use stay in your wallet. Withdraw to your bank anytime.

Product

For Providers

For Patients

Connect

Are You a Provider?

support@drode.org

providers@drode.org

*DRODE is a healthcare payment wallet, not insurance of any kind, not a lender, and not a savings, budgeting, or financial-planning tool. Balances are held in USDC, a third-party U.S. dollar stablecoin; DRODE does not use a proprietary or speculative token. DRODE does not provide coverage or benefits, does not guarantee payment, and does not reduce the cost of care. Non-physician pricing is set by providers, not DRODE. See full disclaimers. © 2026 DRODE Labs, LLC. All rights reserved.

© 2026 DRODE Labs, LLC. All rights reserved.

DRODE is a healthcare payment platform built on blockchain technology. One wallet to pay participating physicians, dentists, eye doctors, orthodontists, vets, and therapists. Your balance is held in USDC a U.S. dollar stablecoin in a wallet you control. Funds you use are deducted when you approve a payment; funds you don’t use stay in your wallet. Withdraw to your bank anytime.

Product

For Providers

For Patients

Connect

Are You a Provider?

support@drode.org

providers@drode.org

*DRODE is a healthcare payment wallet, not insurance of any kind, not a lender, and not a savings, budgeting, or financial-planning tool. Balances are held in USDC, a third-party U.S. dollar stablecoin; DRODE does not use a proprietary or speculative token. DRODE does not provide coverage or benefits, does not guarantee payment, and does not reduce the cost of care. Non-physician pricing is set by providers, not DRODE. See full disclaimers. © 2026 DRODE Labs, LLC. All rights reserved.

© 2026 DRODE Labs, LLC. All rights reserved.

DRODE is a healthcare payment platform built on blockchain technology. One wallet to pay participating physicians, dentists, eye doctors, orthodontists, vets, and therapists. Your balance is held in USDC a U.S. dollar stablecoin in a wallet you control. Funds you use are deducted when you approve a payment; funds you don’t use stay in your wallet. Withdraw to your bank anytime.

Product

For Providers

For Patients

Connect

Are You a Provider?

support@drode.org

providers@drode.org

*DRODE is a healthcare payment wallet, not insurance of any kind, not a lender, and not a savings, budgeting, or financial-planning tool. Balances are held in USDC, a third-party U.S. dollar stablecoin; DRODE does not use a proprietary or speculative token. DRODE does not provide coverage or benefits, does not guarantee payment, and does not reduce the cost of care. Non-physician pricing is set by providers, not DRODE. See full disclaimers. © 2026 DRODE Labs, LLC. All rights reserved.

© 2026 DRODE Labs, LLC. All rights reserved.

DRODE is a healthcare payment platform built on blockchain technology. One wallet to pay participating physicians, dentists, eye doctors, orthodontists, vets, and therapists. Your balance is held in USDC a U.S. dollar stablecoin in a wallet you control. Funds you use are deducted when you approve a payment; funds you don’t use stay in your wallet. Withdraw to your bank anytime.

Product

For Providers

For Patients

Connect

Are You a Provider?

support@drode.org

providers@drode.org

*DRODE is a healthcare payment wallet, not insurance of any kind, not a lender, and not a savings, budgeting, or financial-planning tool. Balances are held in USDC, a third-party U.S. dollar stablecoin; DRODE does not use a proprietary or speculative token. DRODE does not provide coverage or benefits, does not guarantee payment, and does not reduce the cost of care. Non-physician pricing is set by providers, not DRODE. See full disclaimers. © 2026 DRODE Labs, LLC. All rights reserved.

© 2026 DRODE Labs, LLC. All rights reserved.