How it works?
Using DRODE Isn’t About “Paying Bills.” It’s About Managing Your Healthcare Wallet.
Step 1
Set Up Your DRODE Wallet.
The setup: Download the wallet app, create your account, and add funds in USDC. Your $100 annual account fee activates immediately, enabling payments to providers who accept DRODE physicians, dentists, optometrists, orthodontists, veterinarians, chiropractors, and psychologists.
Takes about five minutes
Add funds in USDC via crypto, debit card, credit card, or bank transfer
Your USDC balance appears in your digital wallet - it belongs to you
No minimum balance required to start
The gain: Your USDC balance is in your wallet, ready to use when you need care.
Important: Your wallet must contain enough USDC to cover a service before payment is approved. If a provider recommends additional services during your visit, the final amount may differ from any amount shown earlier; you review and approve the final charge before any funds move. If a charge is more than your wallet balance, you can top up your DRODE wallet or pay the difference by cash, credit card, debit card, or bank transfer (ACH).
Step 2
Choose Your Care.
The discovery: Open the directory to find providers who accept DRODE. Filter by type, location, or specialty.
If a provider is listed in the DRODE directory, they accept DRODE
Participating physicians accept pre-established self-pay rates through DRODE; other participating providers may choose to publish their own prices in the directory
Where a provider has chosen to publish pricing in DRODE, you can see it before you book
Book appointments directly through the app
The gain: You can find providers who accept DRODE, and see pricing in advance wherever a provider has chosen to publish it.
Find providers who accept DRODE.
Dr. Elena Vance
Primary Care
★ 4.9
$125
Published price
Metro Labs
Blood Work
★ 4.7
$65
Published price
City Urgent Care
Immediate Care
★ 4.8
$95
Published price
Payment Settled
$125.00
Status
CONFIRMED
Settlement
< 30 seconds
Follow-up bills
None
Step 3
One-Tap Settlement.
The execution: After your visit, the provider submits the charge. You receive a charge summary on your phone showing the amount due. Review it and tap Approve.
For self-pay visits, no insurance claim is filed and no “explanation of benefits” letter is generated by your insurer for that payment.
The gain: You have a record of your payment, and the participating provider is paid promptly.
Important: Approving a payment in DRODE settles that charge between you and that provider. It does not resolve every possible bill related to your care. Depending on the service and setting, you may receive separate bills from other providers (for example, a lab, an anesthesiologist, or a facility), some of whom may not accept DRODE. Your rights under applicable law, including the federal No Surprises Act and any good-faith-estimate protections, are not affected by paying through DRODE.
Using DRODE
Insurance
Cash/Bill
Drode
0 Days
0
15
30
45
60
Displayed and approved before service
Physicians, Dentists, Optometrists, Orthodontists, Veterinarians, Psychologists, Chiropractors, Physical Therapists, and more.
What is DRODE?
Is DRODE health insurance?
No. DRODE is a payment tool, not insurance. You put your own money into your own wallet and use it when you need healthcare. DRODE does not pool risk, pay claims, or provide coverage, and it does not replace insurance.
Does DRODE replace my insurance?
What is the money in my wallet?
Is DRODE a cryptocurrency?
Can I take my money out?
How much does DRODE cost?
Does DRODE set prices for my dentist or vet?
What if a charge is more than my wallet balance?
Can I use DRODE for my pet and my dentist?
Can I use DRODE for my family?
What about privacy?
Why is the transaction fee only 1%?
Do I need to change my pricing?
How do I get paid?
Ready to own your
healthcare payments?
Join DRODE for $100/year. No hidden fees. Cancel anytime.
Unused funds stay in your wallet in USDC - withdraw to cash anytime.




