Your Therapy. Your Privacy. Your Wallet.

Finding a therapist who takes your insurance is harder than ever. Providers are leaving insurance networks because reimbursement hasn't kept pace—insurance pays 36% less than private-pay rates on average. If you go out-of-network, you're looking at $150–$300 per session, usually weekly. That's $600–$1.2k/month.

Then there's privacy. When you use insurance for therapy, your insurer receives a diagnosis code and an EOB is mailed to the policyholder's address. For people on a spouse's or parent's plan, that can reveal you're in therapy—and for what.