Veterinary costs have risen 32% since 2020—more than double general inflation. Only about 5% of American pets have insurance. That means 95%+ of every vet bill comes directly from your pocket.

According to recent surveys, 71% of pet owners say they’re stretched by vet costs. Nearly half of dog owners say they would consider euthanasia if their pet was diagnosed with a costly condition they couldn’t afford. Nobody should have to make that choice. DRODE can’t eliminate vet costs. But it can help you prepare for them so an emergency doesn’t become a financial crisis on top of an emotional one.

Veterinary costs have risen 32% since 2020—more than double general inflation. Only about 5% of American pets have insurance. That means 95%+ of every vet bill comes directly from your pocket.

Building a Pet Emergency Fund

The emergency will come. The question is whether you're ready. Start funding your DRODE wallet. $75/month. Your pet will thank you.

You put in

$100/mo

After 12 months

$1,200 + rewards

Emergency surgery

$2,500

Ready in wallet

$1,200

Add on the spot

$500

Total interest

Your dog

Fine.

How

DRODE Helps

DRODE doesn't replace dental insurance. It gives you a better way to manage the money you're already spending out-of-pocket—and a reason to stop putting off the dentist.

Pre-fund your wallet ($75–$150/month) to build a meaningful veterinary reserve

When your pet needs care, pay from your wallet instead of scrambling for a credit card

Your vet pays 1.5% instead of 2.5–3.5% on credit cards

No credit check, no application, no interest—unlike CareCredit or Sunbit

Track every vet payment alongside your family's dental, vision, and other healthcare costs

Multiple pets? One wallet covers all of them

Money not used on vet care can be used for any DRODE provider

Feature comparison

Not Insurance. Not a Loan. Something Different.

See how DRODE compares to pet insurance and CareCredit.

Complete Feature List

Complete

Feature List

Monthly cost

Your money after

Pre-existing conditions

Emergency readiness

Provider fee

Pet Insurance

Traditional

Health Coverage

$23–$65 premiums

Premiums gone if no claim

Excluded

File claim, wait

N/A

DRODE membership

$8.33/mo + wallet funding

Stays yours. Earns rewards.

No exclusions—it's your money

Already in wallet. One tap.

1.5%

Paying Cash

Traditional

Health Coverage

$0 until you use it

Repay loan at 26.99% APR

N/A

Apply, hope for approval

5–14%

*DRODE is not pet insurance. It is a payment platform. See disclaimers.

DRODE

Pet Insurance

CareCredit

DRODE

Foundation

Monthly cost

$8.33/mo + wallet funding

Your money after

Stays yours. Earns rewards.

Pre-existing conditions

No exclusions—it's your money

Emergency readiness

Already in wallet. One tap.

Provider fee

1.5%

Suggested

Monthly Funding

24-month funding periods. Costs vary by provider, complexity, and area.

Scenario

1 dog — routine only

1 dog — with emergency reserve

1 dog + 1 cat — routine

1 dog + 1 cat — with reserve

Multiple pets (3+)

Annual Cost Range

$400–$800

$800–$2k

$600–$1.2k

$1.2k–$3k

$1.5k–$4k+

Suggested DRODE Funding

$35–$70 /month

$70–$170 /month

$50–$100 /month

$100–$250 /month

$125–$335 /month

Important: Vet costs vary widely. Emergency costs are unpredictable. These ranges are illustrative. DRODE does not set vet prices.

Annual Cost Range

Suggested DRODE Funding

DRODE

Foundation

1 dog — routine only

$400–$800

1 dog — with emergency reserve

$800–$2k

1 dog + 1 cat — routine

$600–$1.2k

1 dog + 1 cat — with reserve

$1.2k–$3k

Multiple pets (3+)

$1.5k–$4k+

The emergency will come. The question is whether you’re ready.

Start funding your DRODE wallet. $75/month. Your pet will thank you.

Apply Now →

Have Questions?

The emergency will come. The question is whether you’re ready.

Start funding your DRODE wallet. $75/month. Your pet will thank you.

Apply Now →

Have Questions?

The emergency will come. The question is whether you’re ready.

Start funding your DRODE wallet. $75/month. Your pet will thank you.

Apply Now →

Have Questions?

The emergency will come. The question is whether you’re ready.

Start funding your DRODE wallet. $75/month. Your pet will thank you.

Apply Now →

Have Questions?

FAQs

Address most common questions asked to boost clarity and confidence.

What is Drode?

What is the Vision of Drode?

The DRODE Foundation envisions a transformative approach to healthcare, both in the U. S. and globally. Our goal is to empower healthcare consumers with full control over their health spending-choosing their own doctors, institutions, medications, and supplies throughout their lives.

Is DRODE Health Insurance?

How does DRODE work?

How much DRODE do you need to place into your digital wallet?

Is there a minimum account balance required to receive healthcare?

Can I take out the money I have placed in DRODE?

What Does Becoming a Member of the DRODE Community Mean?

What if I don’t have adequate DRODE Funds to pay for my healthcare service?

Insurance Companies have significant discounted rates for services, how does DRODE handle this?

What Does Achieving Membership Status in the DRODE Community Mean?

Who Can Accept and Receive DRODE for Healthcare Payments?

Can my DRODE account be used to pay for other expenditures?

Can I use my DRODE account to pay for someone else’s healthcare expenses?

What if my DRODE account increases in value, can I remove my assets?

Are there additional costs following being established as a Member in the DRODE Community?

Who Owns DRODE?

Own your healthcare payments. Pay doctors directly at fair prices. Keep what you don't spend.

Product

How It Works

For Providers

For Patients

Company

Contact

Legal

Terms & Conditions

Token Disclaimer

White Paper

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Are You a Provider?

support@drode.org

providers@drode.org

Download the App

DRODE is a healthcare payment platform, not health insurance. DRODE Tokens are consumptive utility tokens built on blockchain (DeFi) infrastructure—not a security, not a stablecoin, not pegged to any fiat currency. Token value may vary. DRODE does not provide health insurance coverage, medical benefits, or guarantee payment of medical expenses. See full disclaimers.

Own your healthcare payments. Pay doctors directly at fair prices. Keep what you don't spend.

Product

How It Works

For Providers

For Patients

Company

Contact

Legal