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For Patients

No Insurance

No Insurance?
A Direct Way to Pay.

Pre-established self-pay rates at participating physicians. Confidential, one-tap payment

For Providers

Get Started

The Problem

You Face

Paying for physician care without insurance is confusing. Prices are hard to find in advance, every office handles billing differently, and you often don’t know what a visit will cost until the bill arrives. DRODE is built to make that process clearer and simpler.

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How DRODE

changes

this?

Your DRODE account gives you access to participating physicians who have agreed to accept pre-established self-pay rates set through DRODE. Where a physician has chosen to publish their rate in DRODE, you can see it before you book, and you approve the charge before any funds move.

No insurance needed for these self-pay visits

No insurance needed that's the point

Pre-established self-pay rates, visible in advance wherever a physician has chosen to publish them in DRODE

No deductible you access care immediately

You review and approve the charge after your visit

No surprise bills you see and approve every charge

No preauthorization required for self-pay visits

No pre-existing condition exclusions

Pay from the USDC balance in your wallet; withdraw unused funds anytime

No preauthorization required

Important: DRODE’s pre-established physician rates apply only to self-pay services - when you are not billing insurance. They are set by DRODE and may be higher or lower than what a particular provider would otherwise charge a self-pay patient. DRODE does not represent that these rates are the lowest available.

Why Providers Accept

DRODE's Rates?

You may wonder why a physician would agree to a pre-established self-pay rate through DRODE. For self-pay patients, providers normally have no insurance claim to file — but they still carry the cost and delay of collecting payment, and many self-pay balances are never collected in full. DRODE pays the provider promptly, in full, the moment you approve, with a 1% transaction fee and no card-processing or collections overhead for that payment.

In short: the provider receives a known amount, immediately, with far less payment friction than chasing a self-pay balance. That predictability is why participating physicians choose to accept DRODE for self-pay patients.

What does the

$100 Annual Account

Fee Includes?

What the $100 Annual

Account Fee Includes

Access to the DRODE platform

Access to the DRODE digital wallet platform

Digital Wallet

A digital wallet to hold and manage your healthcare funds in USDC.

Family Fund Transfers

Ability to transfer funds to family members anytime.

24/7 Support

Dedicated care coordinators available around the clock.

Full DRODE Directory Access

Access to the full DRODE directory with instant booking.

Provider-Set Pricing

Provider-set pricing for dental, vision, orthodontic, veterinary, and psychology services.

Your Unused Balance Stays Yours

Unspent USDC stays in your wallet - withdraw to cash anytime.

Full DRODE Directory Access

The ability to search for providers who accept DRODE in the directory.

Your Unused Balance Stays Yours

Unspent USDC stays in your wallet, withdraw your USDC balance to your bank anytime

After the $100 annual account fee, you simply add funds to your wallet and use them when you need care. No hidden fees.

FAQs

Address most common questions asked to boost clarity and confidence.

What is DRODE?

Is DRODE health insurance?

No. DRODE is a payment tool, not insurance. You put your own money into your own wallet and use it when you need healthcare. DRODE does not pool risk, pay claims, or provide coverage, and it does not replace insurance.

Does DRODE replace my insurance?

What is the money in my wallet?

Is DRODE a cryptocurrency?

Can I take my money out?

How much does DRODE cost?

Does DRODE set prices for my dentist or vet?

What if a charge is more than my wallet balance?

Can I use DRODE for my pet and my dentist?

Can I use DRODE for my family?

What about privacy?

Why is the transaction fee only 1%?

Do I need to change my pricing?

How do I get paid?

Ready to own your
healthcare payments?

Join DRODE for $100/year. No hidden fees. Cancel anytime.
Unused funds stay in your wallet in USDC - withdraw to cash anytime.

Join DRODE Now

DRODE is a healthcare payment platform built on blockchain technology. One wallet to pay participating physicians, dentists, eye doctors, orthodontists, vets, and therapists. Your balance is held in USDC a U.S. dollar stablecoin in a wallet you control. Funds you use are deducted when you approve a payment; funds you don’t use stay in your wallet. Withdraw to your bank anytime.

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Are You a Provider?

support@drode.org

providers@drode.org

*DRODE is a healthcare payment wallet, not insurance of any kind, not a lender, and not a savings, budgeting, or financial-planning tool. Balances are held in USDC, a third-party U.S. dollar stablecoin; DRODE does not use a proprietary or speculative token. DRODE does not provide coverage or benefits, does not guarantee payment, and does not reduce the cost of care. Non-physician pricing is set by providers, not DRODE. See full disclaimers. © 2026 DRODE Labs, LLC. All rights reserved.