If you pay cash today for physician services, you’re often charged the “chargemaster” rate—an artificially inflated price that can be 300% to 500% higher than what hospitals accept from Medicare. You have no negotiating power. You pay the most, and you get no ownership of what you spend.

The MAth

The Cost of Waiting

Without DRODE

$2,250

MRI (chargemaster rate)

With DRODE

~$900

Same MRI (2x Medicare)

Your Savings

$1,350

Plus unused funds stay yours

Your Annual Savings

Average for a family of 4

2 Office Visits

$400

1 Lab Panel

$450

1 Urgent Care

$200

1 Imaging (MRI)

$1,350

Total Saved

$2,400

How DRODE

changes

this?

Your DRODE account gives you access to a physician provider network where prices are based on 2x Medicare rates—a published, standardised benchmark. This can reduce your costs by 50–60% compared to what you’d typically pay without insurance.

No insurance needed—that's the point

No deductible—you access care immediately

No surprise bills—you see and approve every charge

No pre-existing condition exclusions

No preauthorization required

Money you don't spend stays in your wallet

Transfer unused funds to family members

Why Providers

Accept DRODE's Rates

You may wonder: if I'm paying less, why would a doctor accept this?

It's math, not magic. Traditional healthcare payments are incredibly expensive to process. Insurance companies spend roughly 30% of premiums on claims administration. Doctors spend 15–30% of their revenue on billing staff, claims processing, and chasing payments. DRODE eliminates all of that overhead.

So the doctor gets 2x Medicare paid instantly, with zero paperwork. When you factor in the 15–30% admin savings and 100% collection rate (no more chasing patients for payment), most providers make more per DRODE patient than per insurance patient. Everyone wins.

Provider Revenue Breakdown

Billing & Collections

25%

Claims Processing

15%

Actual Revenue

60%

With DRODE

Admin Overhead

Direct Revenue

97%

What does the

$100 Annual Account

Fee Includes?

What the $100 Annual

Account Fee Includes

Fair Market Pricing

Fair market pricing (2x Medicare) at every provider.

Digital Wallet

Digital wallet to hold and manage your healthcare funds.

Family Fund Transfers

Ability to transfer funds to family members anytime.

24/7 Support

Dedicated care coordinators available around the clock.

Full Provider Network Access

Access to the full DRODE provider network with instant booking.

Provider-Set Pricing

Provider-set pricing for dental, vision, orthodontic, veterinary, and psychology services.

Rewards on Unused Balances

Your healthcare money works for you while you're healthy.

Full Provider Network Access

Access to the full DRODE provider network with instant booking.

Provider-Set Pricing

Provider-set pricing for dental, vision, orthodontic, veterinary, and psychology services.

Rewards on Unused Balances

Your healthcare money works for you while you're healthy.

After the $100 basic membership fee, you simply add money to your wallet and use it when you need care. No hidden charges. No surprise fees.

FAQs

Address most common questions asked to boost clarity and confidence.

What is Drode?

What is the Vision of Drode?

The DRODE Foundation envisions a transformative approach to healthcare, both in the U. S. and globally. Our goal is to empower healthcare consumers with full control over their health spending-choosing their own doctors, institutions, medications, and supplies throughout their lives.

Is DRODE Health Insurance?

How does DRODE work?

How much DRODE do you need to place into your digital wallet?

Is there a minimum account balance required to receive healthcare?

Can I take out the money I have placed in DRODE?

What Does Becoming a Member of the DRODE Community Mean?

What if I don’t have adequate DRODE Funds to pay for my healthcare service?

Insurance Companies have significant discounted rates for services, how does DRODE handle this?

What Does Achieving Membership Status in the DRODE Community Mean?

Who Can Accept and Receive DRODE for Healthcare Payments?

Can my DRODE account be used to pay for other expenditures?

Can I use my DRODE account to pay for someone else’s healthcare expenses?

What if my DRODE account increases in value, can I remove my assets?

Are there additional costs following being established as a Member in the DRODE Community?

Who Owns DRODE?

Stop overpaying.
Start owning.

Try DRODE Today!

Join DRODE for $100/year. See prices before you go. Keep what you don’t spend.

Pay, stake, and reclaim for every visit. DRODE gives you real-time control, clarity, and peace of mind.

Join DRODE Now

Own your healthcare payments. Pay doctors directly at fair prices. Keep what you don't spend.

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For Providers

For Patients

Company

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Legal

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Token Disclaimer

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Are You a Provider?

support@drode.org

providers@drode.org

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DRODE is a healthcare payment platform, not health insurance. DRODE Tokens are consumptive utility tokens built on blockchain (DeFi) infrastructure—not a security, not a stablecoin, not pegged to any fiat currency. Token value may vary. DRODE does not provide health insurance coverage, medical benefits, or guarantee payment of medical expenses. See full disclaimers.