For Patients

Plan Your Healthcare Budget

How much should you put into your DRODE Wallet?

It depends on your familys needs. Heres a guide.

It depends on your familys needs. Heres a guide.

The Tables

Most people don’t budget for healthcare because costs feel unpredictable. DRODE makes them more manageable by giving you one place to set money aside and use it across every provider type. The tables below show typical ranges and suggested monthly funding. Think of these as starting points not guarantees.

Individual

— Monthly

— Monthly Wallet Funding

Wallet Funding

Think of these as starting points not guarantees.

Provider Type

Provider Type

Primary Care (Physician)

Primary Care (Physician)

Dental

Dental

Vision/Optical

Vision/Optical

Therapy (weekly)

Therapy (weekly)

Veterinary (1 pet)

Veterinary (1 pet)

Annual Range

Annual Range

$400–$1.2k

$400–$1.2k

$300–$1.5k

$300–$1.5k

$250–$700

$250–$700

$2.4k–$12k

$2.4k–$12k

$400–$2k

$400–$2k

Low

Low

$600 /month

$600 /month

$800 /month

$800 /month

$400 /month

$400 /month

$200 /month

$200 /month

$35/mo

$35/mo

Moderate

Moderate

$55/mo

$55/mo

$65/mo

$65/mo

$40/mo

$40/mo

$600/mo

$600/mo

$85/mo

$85/mo

Higher Needs

Higher Needs

$100/mo

$100/mo

$125/mo

$125/mo

$60/mo

$60/mo

$1k/mo

$1k/mo

$170/mo

$170/mo

Total Without therapy

Total Without therapy

Low

$130/mo

$130/mo

Moderate

$245/mo

$245/mo

Higher

$455/mo

$455/mo

Total With therapy

Total With therapy

Low

$330/mo

$330/mo

Moderate

$845/mo

$845/mo

Higher

$1.5k/mo

$1.5k/mo

Family of 4

— Monthly Wallet Funding

Think of these as starting points not guarantees.

Provider Type

Provider Type

Primary Care (2 adults, 2 kids)

Primary Care (2 adults, 2 kids)

Dental (family)

Dental (family)

Vision (2 with glasses)

Vision (2 with glasses)

Orthodontics (1 child)

Orthodontics (1 child)

Veterinary (1 dog)

Veterinary (1 dog)

Therapy (1 member)

Therapy (1 member)

Annual Range

Annual Range

$1k–$3k

$1k–$3k

$1.2k–$3.5k

$1.2k–$3.5k

$500–$1.5k

$500–$1.5k

$4k–$8k total

$4k–$8k total

$500–$2.5k

$500–$2.5k

$7.2k–$12k

$7.2k–$12k

Low

Low

$85/mo

$85/mo

$100/mo

$100/mo

$45/mo

$45/mo

$175/mo*

$175/mo*

$45/mo

$45/mo

$600/mo

$600/mo

Moderate

Moderate

$150/mo

$150/mo

$175/mo

$175/mo

$85/mo

$85/mo

$250/mo*

$250/mo*

$110/mo

$110/mo

$800/mo

$800/mo

Higher Needs

Higher Needs

$250/mo

$250/mo

$295/mo

$295/mo

$125/mo

$125/mo

$335/mo*

$335/mo*

$210/mo

$210/mo

$1k/mo

$1k/mo

TOTAL (no ortho, no therapy)

ANNUAL RANGE

$3.2k - $10.5k

Low

$275/mo

Moderate

$520/mo

Higher

$1.1k/mo

TOTAL (with ortho)

TOTAL

(with ortho)

ANNUAL RANGE

$7.2k - $18.5k

Low

$450/mo

Moderate

$770/mo

Higher

$1.6k/mo

TOTAL (all categories)

ANNUAL RANGE

$14.4k - $30k

Low

$330/mo

Moderate

$1.2k/mo

Higher

$2.2k/mo

How to

How to

Think About It

Start small.

Start small.

Begin with categories where you know you'll spend - dental cleanings, eye exams, routine vet visits.

Begin with categories where you know you'll spend - dental cleanings, eye exams, routine vet visits.

It's not locked in.

It's not locked in.

Adjust or pause anytime. Convert back to cash whenever you want.

Adjust or pause anytime. Convert back to cash whenever you want.

Think of it like an emergency fund.

Think of it like an emergency fund.

Same idea as a car repair savings account, but for healthcare - and DRODE funds earn rewards and connect to your providers.

Same idea as a car repair savings account, but for healthcare - and DRODE funds earn rewards and connect to your providers.

Not every month will be the same.

Not every month will be the same.

Some months you use a lot. Some months nothing. The money builds when you don't use it, so it's there when you do.

Some months you use a lot. Some months nothing. The money builds when you don't use it, so it's there when you do.

Important: These are planning estimates, not guarantees. Healthcare costs are inherently variable. Actual costs may be significantly higher or lower. DRODE is not a financial advisor. Consult a qualified professional for personal financial planning. Wallet funds can be adjusted or converted to cash at any time.

Important: These are planning estimates, not guarantees. Healthcare costs are inherently variable. Actual costs may be significantly higher or lower. DRODE is not a financial advisor. Consult a qualified professional for personal financial planning. Wallet funds can be adjusted or converted to cash at any time.

Interactive

Interactive

Budget Builder

Customize your healthcare wallet funding based on your needs.

How Large is your Family?

We'll use this to tailor coverage recommendations and monthly targets for each care category.

1

Just me

2

Couple

3

Small Family

4

Family of four

5+

Large Family

How Large is your Family?

We'll use this to tailor coverage recommendations and monthly targets for each care category.

1

Just me

2

Couple

3

Small Family

4

Family of four

5+

Large Family

What are your anticipated needs?

Choose the coverage level that best matches how you expect to use healthcare this year.

Routine Only

Annual checkups, basic dental cleanings, and standard preventive care. Best for generally healthy individuals expecting minimal visits beyond routine appointments.

Balanced

A healthy mix of preventive and occasional specialist care. Ideal if you visit the doctor a few times per year beyond routine checkups or manage mild conditions.

Comprehensive

Full coverage across multiple specialties including mental health, specialists, and alternative care. Best for those managing ongoing or complex health conditions.

Pick your starting point. Fund your wallet.

Build your healthcare cushion.

Apply Now →

Have Questions?

Pick your starting point. Fund your wallet.

Build your healthcare cushion.

Apply Now →

Have Questions?

Pick your starting point. Fund your wallet.

Build your healthcare cushion.

Apply Now →

Have Questions?

Pick your starting point. Fund your wallet.

Build your healthcare cushion.

Apply Now →

Have Questions?

FAQs

FAQs

Address most common questions asked to boost clarity and confidence.

Address most common questions asked to boost clarity and confidence.

What is Drode?

What is the Vision of Drode?

The DRODE Foundation envisions a transformative approach to healthcare, both in the U. S. and globally. Our goal is to empower healthcare consumers with full control over their health spending-choosing their own doctors, institutions, medications, and supplies throughout their lives.

Is DRODE Health Insurance?

How does DRODE work? 

How much DRODE do you need to place into your digital wallet?

Is there a minimum account balance required to receive healthcare?

Can I take out the money I have placed in DRODE?

What Does Becoming a Member of the DRODE Community Mean?  

What if I don’t have adequate DRODE Funds to pay for my healthcare service?

Insurance Companies have significant discounted rates for services, how does DRODE handle this?

What Does Achieving Membership Status in the DRODE Community Mean?

Who Can Accept and Receive DRODE for Healthcare Payments?

Can my DRODE account be used to pay for other expenditures?

Can I use my DRODE account to pay for someone else’s healthcare expenses?

What if my DRODE account increases in value, can I remove my assets?

Are there additional costs following being established as a Member in the DRODE Community?

Who Owns DRODE?

Own your healthcare payments. Pay doctors directly at fair prices. Keep what you don't spend.

Product

For Providers

For Patients

Legal

Token Disclaimer

White Paper

Connect

Are You a Provider?

support@drode.org

providers@drode.org

Download the App

DRODE is a healthcare payment platform, not health insurance. DRODE Tokens are consumptive utility tokens built on blockchain (DeFi) infrastructure not a security, not a stablecoin, not pegged to any fiat currency. Token value may vary. DRODE does not provide health insurance coverage, medical benefits, or guarantee payment of medical expenses. See full disclaimers.

© 2026 DRODE Labs, LLC. All rights reserved.

Own your healthcare payments. Pay doctors directly at fair prices. Keep what you don't spend.

Product

For Providers

For Patients

Legal

Token Disclaimer

White Paper

Connect

Are You a Provider?

support@drode.org

providers@drode.org

Download the App

DRODE is a healthcare payment platform, not health insurance. DRODE Tokens are consumptive utility tokens built on blockchain (DeFi) infrastructure not a security, not a stablecoin, not pegged to any fiat currency. Token value may vary. DRODE does not provide health insurance coverage, medical benefits, or guarantee payment of medical expenses. See full disclaimers.

© 2026 DRODE Labs, LLC. All rights reserved.

Own your healthcare payments. Pay doctors directly at fair prices. Keep what you don't spend.

Product

For Providers

For Patients

Legal

Token Disclaimer

White Paper

Connect

Are You a Provider?

support@drode.org

providers@drode.org

Download the App

DRODE is a healthcare payment platform, not health insurance. DRODE Tokens are consumptive utility tokens built on blockchain (DeFi) infrastructure not a security, not a stablecoin, not pegged to any fiat currency. Token value may vary. DRODE does not provide health insurance coverage, medical benefits, or guarantee payment of medical expenses. See full disclaimers.

© 2026 DRODE Labs, LLC. All rights reserved.

Own your healthcare payments. Pay doctors directly at fair prices. Keep what you don't spend.

Product

For Providers

For Patients

Legal

Token Disclaimer

White Paper

Connect

Are You a Provider?

support@drode.org

providers@drode.org

Download the App

DRODE is a healthcare payment platform, not health insurance. DRODE Tokens are consumptive utility tokens built on blockchain (DeFi) infrastructure not a security, not a stablecoin, not pegged to any fiat currency. Token value may vary. DRODE does not provide health insurance coverage, medical benefits, or guarantee payment of medical expenses. See full disclaimers.

© 2026 DRODE Labs, LLC. All rights reserved.